Olympic star Ryan Lochte, ex-Playboy model in massive debt

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The divorce between former U.S. Olympic swimming star Ryan Lochte and his ex-Playboy model wife Kayla Rae Reid has taken a big twist.

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The couple reportedly is deeply in debt.

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According to court documents obtained by Us Weekly, the estranged couple owes more than $369,000 to a variety of creditors, including the IRS.

The Daily Mail reported that Lochte and Reid have an unpaid balance of $136,000 to the Internal Revenue Service from the years 2021 and 2022.

On top of that, a lien was filed by Shands Teaching Hospital and Clinic for a total of nearly $230,000 stemming from two separate incidents. The first reportedly occurred in November 2023, when Lochte is said to have spent two days in a Gainesville medical facility for an unspecified treatment, accruing $175,000 in unpaid bills and another instance in February 2024, for an additional $54,000.

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Additionally, a lien of more than $3,000 was filed in December 2024 on their Gainesville, Fla., property by the local homeowners association. The Fletcher Park Owner’s Association reportedly cited Lochte and Reid for several “unpaid” fees, including “special assessments, late fees, costs of collection (and) attorney’s fees.”

Lochte’s legal team has yet to respond to Us Weekly’s request for comment on the situation.

Lochte and Reid announced the divorce last week through their social media accounts.

Reid, a former Playboy model, described ending the marriage as “one of the most painful” decisions of her life.

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“Earlier this year, I made the hard decision to end my marriage after deep prayer and reflection,” Reid wrote in the post, accompanied by a clip of her sitting outside. “I hold marriage in the highest regard, so this has been one of the most painful, revealing and challenging seasons of my life. I’ve been hesitant to share until I could do so from a place of healing — not from fresh, open wounds.

“Sometimes we face trials we didn’t choose or see coming. And in those moments, we’re forced to make the hardest decisions to protect our peace, our children, and our future. I’ve come to the understanding that staying isn’t always the most loving decision someone can make. For me, leaving was an act of love — for those around me and for myself.

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“Living with transparency and authenticity has been how I have grown into the person I am today, and I’ll continue to do so — while also protecting the parts of this journey that are private and unfolding in uncharted territory.”

She also reshared the post to her Instagram Story, writing, “Time to exhale” with a bandaged heart emoji.

According to court records obtained by People, Reid filed for divorce from the retired swimmer on March 26.

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Lochte, now 40, is a 12-time Olympic medalist who also appeared in several reality TV series after retiring from competition.

He shared his feelings about the split last Thursday, calling the decision to split a “difficult” one.

“I want to take a moment to acknowledge what Kayla shared. This past year has brought major changes for both of us as we’ve come to the difficult decision to end our marriage,” Lochte wrote.

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“I’m deeply grateful for the life we’ve built together and especially for the love we share for our three children.

“Although this decision hasn’t been easy, I believe it’s the right step toward peace and well-being for us both. I remain committed to healing, growth, and co-parenting with care and respect as we move forward separately.”

Lochte and Reid share three children: Son Caiden Zane, 7, and daughters Liv Rae, 6, and Georgia June, who turns 2 on June 22.

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