Millions on Weight Loss Pills Risk Insurance Issues
According to a recent KFF health tracking poll, at least six percent of the US population, or over 20 million people, are currently taking weight loss jabs. Whether prescribed for medical or aesthetic purposes, these individuals are advised to check their travel insurance before flying.
Experts say travelers could risk invalidating their cover if they do not declare both the medication and the underlying health condition when purchasing insurance. Insurance providers may refuse claims, even if unrelated to the treatment.
Kara Gammell, from price comparison site Money Supermarket, said people prescribed such drugs for obesity, diabetes, or other conditions must disclose both the medication and the condition. Even privately acquired medication may require disclosure.
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Importance of Informing Insurers Before Traveling
Travelers should contact their insurance company before departure to confirm if weight loss jabs affect their policy. Not declaring medication could result in denied claims, leaving travelers responsible for potentially large expenses.Insurance rules apply to all new or recently started medication. Anyone traveling with undisclosed or recently prescribed medication should research how it may impact coverage.
TSA Rules and Packing Requirements for Medication
Passengers traveling with weight loss injections must also follow Transportation Security Administration (TSA) procedures. These drugs, such as Ozempic, must be stored correctly during travel.
Before first use, weight loss medication must be kept refrigerated between 36°F and 46°F. Once in use, it can be stored at room temperature up to 86°F for a maximum of 56 days, before requiring refrigeration again.
Travelers should pack the medication in their carry-on luggage to maintain temperature control and avoid issues if checked baggage is delayed or lost.
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Liquid Medication Exemption from TSA limit
Weight loss injections in liquid form are exempt from TSA’s 100ml (3.4oz) liquid limit when medically required. TSA allows reasonable quantities in carry-on bags, provided travelers inform officers at security checkpoints.
TSA advises keeping medication in its original labeled packaging. Passengers do not need to place medically required liquids in a zip-top bag but must declare them before screening. Additional checks may be carried out, including requests to open containers.
FAQs
Why must travelers on weight loss jabs inform their insurance company?
Failing to declare weight loss medication and the related health condition can void travel insurance, even if the claim is unrelated, leaving travelers responsible for medical and other expenses.
Are weight loss injections exempt from TSA’s liquid restrictions?
Yes. Medically necessary liquid medication in reasonable quantities is exempt from the 100ml limit, but travelers must inform TSA officers and may face additional security screening.
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